In is unlawful to add charges to a contract for any goods or services after the contract has been completed.

All charges on the conditional sales contract must be itemized with previous written disclosure of the cost of each item to the buyer.

The dealer must obtain the buyer’s prior consent in writing.

It is unlawful to inflate the amount of any installments, payment or down payment(s) or the extension of the maturity of a sale or lease contract for the purpose of disguising the actual charges for goods or services to be added by the dealer to the contract.